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We are MCASH Member oF MoMAG

Mobile Money MoMo And Agency Banking Services

MCASH services doesn’t hold your money after a payment is completed. Pay your bills with 5G Ultra High-Speed Ghana Water and ECG Prepaid Top-up Instantly nationwide.

Get Started With MCASH Free See How

Some Of Our Service Partners

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ABOUT US

MCASH Full Suite

At MCASH, we are redefining the way Ghana and West Africa connect, trade, and transact. Our flagship platform, MCASH, is more than just a payment system — it is a complete digital lifestyle and business ecosystem designed to make life easier, business faster, and opportunities bigger. With MCASH, you can send and receive money instantly, cash-in to all networks, cash-out from all networks, pay bills, top up airtime and data, shop online, and even run your own business all from your phone, POS, or USSD code. Whether you are in the city or a remote community, MCASH is built to reach you. We combine financial services, e-commerce, technology solutions, AI, blockchain, and cloud innovation into a single, secure platform that works anytime, anywhere. Our Vision To become West Africa’s most trusted and inclusive digital ecosystem, enabling financial freedom, digital trade, and technology empowerment for everyone. Our Mission To simplify lives and grow businesses through innovation, accessibility, and secure technology — giving individuals, agents, merchants, and organizations the tools to thrive in a digital world.

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Know More
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Years of Experience 2
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What we serve our customer

We provide a fast, secure, and seamless digital payment experience tailored to the needs of individuals, businesses, and agents. Our key services include: Instant Money Transfers – Send and receive money across multiple mobile networks. Bill Payments & Merchant Invoicing – Pay utilities, subscriptions, and merchants effortlessly.

Complete Wallet

MCASH is a secure electronic Mobile Money Interoperability service that enables MCASH wallet holders to store funds, send and receive money, make payments, and perform other transactions simply using their mobile phone. Is simple and safe to use, with no monthly fees to worry about! It's available for everyone, on any Ghanaian phone number.

Money Transfer

Send and Receive Mobile Money Interoperability from anywhere, Pay all bills, eg, ECG Prepaid, Ghana Water, Airtime, Data bundles, etc. Make purchases, pay employee salaries Pay school fees

Email Invoicing

Email invoicing is a method where businesses send invoices electronically via email instead of paper invoices, streamlining the billing process and offering a more efficient and cost-effective alternative. Streamlined Process: It helps businesses automate and simplify their invoicing process, reducing manual tasks and potential errors.

Cash Out

To cash out MCASH Mobile Money in Ghana, you can either go to our MCASH MoMo agent or use the "Allow Cashout" feature on the MCASH App, with fees varying based on the amount withdrawn Cash-out of GH¢2,000 and above a flat fee of GH¢20. Note that all transaction fee is 1%

Cash in

To deposit cash into your MCASH Mobile Money MoMo account in Ghana, you can visit our MoMo agent or MCASH shop, hand over the cash, and provide your mobile number for the deposit. To your MCASH Mobile Money MoMo account in Ghana, you can visit our MoMo Agent.

Make Payment

Check your MCASH Mobile Money Interoperability balance before making a payment. Transfer funds and make purchases using your account.

ECG Prepaid Top

Our 5G Ultra High-Speed ECG Prepaid Top-up for seamless electricity credit purchases across all ECG vendors nationwide.

Bulk SMS

Send personalized messages to thousands of recipients in seconds. Perfect for marketing campaigns, notifications, and updates.

Why are so many people switching to MCASH?

Full Interoperability: Cash-in and cash-out instantly from all mobile money networks in Ghana. All-in-One Platform: Payments, bills, airtime, broadband, e-commerce, and advanced IT services. Inclusive Access: App, Web, USSD, Virtual POS, and QR Code payment options. Empowered Agent Network: High commission structures that reward our agents and master agents. Scalable for Growth: Ready for nationwide and West African expansion. Future-Ready Technology: AI, blockchain, and cloud-based infrastructure at the core. MCASH — More Than Money. Your Gateway to the Digital Future.

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Lowest payment processing fees. Period.

The typical fee for credit card processing is 2% and Mobile Money Interoperability is 1% of the total transaction.

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No locked-in contracts. Ever. Your Business, Your Rules— With Total Freedom!

At MCASH, we put you in control. Whether you're a customer, vendor, or agent, you can enjoy seamless transactions and huge earnings—without being tied down by restrictive contracts. ✅ No long-term commitments – You’re free to operate on your own terms. ✅ No hidden penalties – Earn, withdraw, and grow without any restrictions. ✅ No unfair conditions – Your 40% commission per transaction is always yours. ✅ Total business flexibility – Work at your own pace, whenever and however you choose.

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Full transparency. Always.

Fast, Secure & Profitable Transactions Across Ghana! At MCASH, we believe in honesty, transparency, and fairness. Whether you’re a customer, vendor, or agent, you deserve clear information, no hidden charges, and guaranteed earnings. With MCASH, what you see is what you get—no surprises!

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Get your money in less than a day.

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Payment technology that works.

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A membership plan with wholesale rates.

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Approve more transactions

Experience more approvals on every single payment with local and global payment processing, data-driven optimizations, and powerful risk management. All within a fully connected single payments system.

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Currencies Accepted

We accept GH₵, USDT, BTC, USD, EUR and GBP for now.

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Payment Types Accepted

We accept cash, checks, credit cards, debit cards, bank transfers, all digital payments, digital wallets, ACH transfers, wire transfers, cryptocurrencies and other payment methods.

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Marchent Control Pannel

With the new “Manage Business” page, a single click gives you instant access to a variety of options to streamline and enhance your business management ...

Our top client

We've build solutions for

We've Built Cutting-Edge Solutions for Our Top Clients! 🚀 At MCASH, we take pride in delivering innovative, secure, and scalable solutions for our esteemed clients across multiple industries. Our expertise spans: ✅ Fintech & Digital Payments – Providing seamless financial solutions for banks, fintech startups, and mobile money operators. ✅ E-commerce & Multi-Vendor Marketplaces – Empowering top retailers, wholesalers, and independent vendors. ✅ Cybersecurity & AI-Driven Protection – Securing financial institutions, corporate organizations, and digital platforms. ✅ Logistics & Delivery Systems – Optimizing supply chains for businesses and last-mile delivery services. ✅ Blockchain & Cryptocurrency Solutions – Enabling secure trading, asset management, and decentralized finance (DeFi). ✅ Loan Management & Financial Services – Enhancing financial operations for microfinance institutions and lending platforms. ✅ 5G Ultra High-Speed ECG Prepaid Top-up – Powering seamless electricity credit purchases for businesses and households. Trusted by Leading Companies Across Africa! 🌍💡 Our clients include: 🏦 Financial Institutions & Banks – Enhancing digital banking and payment systems. 🛒 E-commerce Giants & Marketplaces – Boosting online sales and vendor management. 🔐 Security & Compliance Firms – Implementing top-tier cybersecurity solutions. 🚚 Logistics & Transportation Providers – Enabling faster and smarter supply chains. 📢 Join the growing list of businesses powered by MCASH – Your Trusted Technology Partner! 🚀

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We provide best payment service.

Why Choose MCASH? ✅ Interoperability at Its Best – Send & receive money across ALL networks instantly. ✅ Ultra-Fast 5G Transactions – No delays, no waiting—just smooth, reliable service. ✅ ECG Prepaid & Ghana Water Payments – Convenient, easy, and hassle-free. ✅ Lowest Transaction Fee – ONLY 1% per transaction! (Standard telecom charges) ✅ No Hidden Charges from MCASH – Any extra charges may be from third-party service providers (e.g., ECG, Ghana Water, etc.). ✅ Highest Commission in Ghana – Earn a massive 40% commission per transaction as vendor! ✅ Cash-In & Cash-Out Services – Vendors and agents can now provide MCASH customers with deposit and withdrawal services nationwide! ✅ FREE Agent Account Top-Up – Agents and vendors can load their agent accounts for free at authorized MCASH dealership centers and offices only—no extra fees!

22 M

Total User

45 M

Total Transaction

500+

Merchant Accounts

Our client testimonial

What people say

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Taylor Otwell

Laravel Developer

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Jeffrey Way

Laravel Developer

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Jeffrey Way

Laravel Developer

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Our latest Announces

Our Announces and Articles

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08 Aug

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07 Aug

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